Everything behind the score, in plain English.

Start to finish, five questions

1. 01

   What is this thing?

   One workspace instead of ten tabs. Read this first, then read the limits, because what we refuse to do says more than a feature list.

   Read this oneWhat is Returnolio? A publisher with a real portfolio on the pageA stock research publisher with a real portfolio on the page: what the Monthly Top 10 is, what RTEP measures, who the workspace is for, and why it exists.

   Then:Getting started: your first 10 minutes in ReturnolioWhat Returnolio is not, and what the score cannot tell youThe universe: the one list every score comes fromWhy Returnolio, and not another investing platformHow the app is laid out: sidebar, command bar and themes
2. 02

   What does the score actually mean?

   One number from 0 to 100 ranks the whole universe. Every pillar behind it is on the page, and every input under those pillars too. How the five combine into the headline is the part we keep.

   Read this oneThe Returnolio score: one number for the whole analysisOne 0 - 100 headline per company, built from five pillars that are all on the page. What it weighs, how to read it, and what one number cannot tell you.

   Then:RTEP: economic profit, and why accounting profit liesQuality score: how to measure a good businessMargin of safety: is the price reasonable?How to calculate the fair value of a stockMomentum: when price and earnings move togetherInsider and congressional stock trading, tracked
3. 03

   Can I trust the backtest?

   Thirteen years, point-in-time to real filing dates, one sealed hold-out run once. The losing years are in there too. Check the data underneath it while you're here.

   Read this oneOur 13-year backtest, and what it cannot proveThirteen years of point-in-time testing, scored to the day each filing reached the SEC. How the test was built, what it returned, the limits we will not talk around, and why a person reads every list before it goes out.

   Then:How the Top 10 is chosen, and by whomThe Moonshot Detector: early breakout signalsWhere our stock data comes from, and how it is checkedWhich stocks we cover, and why the list is shortHow often the data updates, and which clock you are reading
4. 04

   What will I use on a Tuesday?

   Most of the time goes on the ticker page. The Top 10, the screener and alerts are the rest of the habit.

   Read this oneThe ticker page: one company, one pageEverything we hold on a company as a single document you can read top to bottom, with shortcuts along the top instead of six tabs to click between. Every company gets the same page, and where we have nothing we say so rather than filling the gap with an estimate.

   Then:Company guidance: does management hit its own numbers?The monthly Top 10, and the risks named against each pickMarket overview: what kind of day it isStock screener: filter the universe to a reading listAI stock summaries, and the facts they are limited toPortfolio tracker and watchlist: two lists, different jobsHow to compare stocks side by sideStock alerts: companies, investors and events you followConnect Claude or ChatGPT to stock research (MCP)
5. 05

   What does it cost?

   Four tiers, one of them free. Cancelling takes a click, and the refund rules are written down rather than implied.

   Read this oneFree, Core, Analyst or Pro: which plan you needThe methodology is explained on every tier, Free included, so you can judge the approach before paying anything. What is actually gated, how the three kinds of limit behave, and how to work out which tier fits the way you work.

   Then:Billing: invoices, payment methods and cancellingRefunds, cancelling, and why there is no free trialHow to delete your account, and what happens to your dataAccessibility: reduced motion, larger text and contrast

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